Small Business Loans
We have joint partnerships with several competitive SBA preferred lenders (“PLP”) and Certified Development Companies (“CDCs”) nationwide. With expertise in providing borrowers with access to both SBA 7(a) and SBA 504 loans, we can offer our knowledge to help borrowers navigate each platform
Quick and Familiar
Fast-track lending programs where loan requests are presented directly to the decision makers.
Bridge loans are an intermediary financing option until a borrower can secure permanent financing. The flexibility of bridge loans allows a borrower to make quick and strategic business decisions. GRP Capital is a correspondent lender for loans secured by First Trust Deed opportunities nationwide.
Conventional loans are time-honored commercial mortgages provided by banks, credit unions, savings institutions, and other traditional financial institutions. Commonly presented with a banking relationship, conventional loans can offer diverse loan combinations that change based on market conditions and bank regulations.
Small-business loans guaranteed by the Small Business Administration (“SBA”). The SBA offers a variety of programs including SBA 7(a), SBA 504, and SBA 504 Green, that can be used to fit a variety of financing needs such as acquisitions, refinancing of debt, property improvements and new development.
USDA Business & Industry Guaranteed (USDA B&I) Loans are products designed to enhance the availability of guaranteed funding in agricultural and rural markets. The program’s primary purpose is to create and maintain employment and improve the financial and economic climate. USDA B&I loans can offer up to a 30-year term.
USDA Food Supply Chain Guarantee (USDA FSC) Loans are products designed to strengthen America’s food supply chain. The financing supports any businesses involved in aggregating, processing, manufacturing, storing, transporting, wholesaling or distributing food. There are no guarantee or annual fees for this program and the maximum loan amount is up to $40 million.
Why Choose GRP?
We have extensive knowledge across multiple disciplines, notably in the hospitality, healthcare and assisted living industries.
We work to deliver on operational excellence and aim to be the networking firm for individuals and businesses across the United States.
With investments in projects like yours, we can understand how valuable your opportunity can be and treat every project as if it were our own.
A fast and flexible team with the ability to collect lender opinions before formally going to market.
Highly focused on recapitalization requests between $500K-$5MM
A knowledgeable senior team with experience in purchasing debt instruments
“I regularly use GRP Capital to help me with my purchases and refinances. They work seamlessly with my accounting and legal team, so I can continue to run my businesses. They have provided invaluable advice to me, during negotiations, underwriting and all the way to closing.”
Chris – Naples, FL
“Big fan of this financial company! We had lots of bumps on the road for our financing, but these people worked countless hours to help us get through our closing. They are excellent in every way.”
Vaishali – Platte City, MO
“I will like to thank everyone at GRP Capital. The team went above and beyond to get my deal closed. Definitely will recommend to everyone!”
Andy – Eagle Pass, TX
“They did a fantastic job to close our loan today. Every step of the way, they were ready to help in the process. I will not hesitate to involve them to do future transactions.”
Sunil – Jacksonville, FL
Frequently Asked Questions
Do you offer tailored financing structures?
Yes. No two projects are alike; our team will create a custom tailored plan to fit the requirements of your project and match it with the market.
I was just denied by my lender. Can you help?
Each lender has a different appetite for funding projects. Speak to our team and let us know why you were denied.
How does bankruptcy and bad credit impact financing?
A bankruptcy in your past doesn’t necessarily prohibit you from securing financing. Many lenders require that the bankruptcy case be closed with a trend of improving credit. Our team can help build a case and restructure the transaction in a way that is comfortable for all parties.
Purchase Sale Agreements (PSA) Done Right
When you purchase a land and its business, you must create a purchase sale agreement (PSA). What
How to Prepare for an Appraisal
Whether you are buying, selling, refinancing or building, your lender will typically require an
Indiana Multi-Family Refinance
Senior Associate Ryan Dumas is pleased to announce the refinance of a multi-family loan in Indiana.
Gas Station Loan FAQ’s
Are you in the market for a gas station loan? There are lots of things to consider if you are
Hospitality Loan Options
What is happening in the world of hospitality loan options? Which road should you take? Are you
Self Storage Units are Strong Investments
A self storage loan may be a good fit for you and your business portfolio. What are some reasons
Do I Really Need a Survey?
What is a survey and do I even need one? Whether you are buying or refinancing a current business
What About a Gas Station Loan to Upgrade?
A gas station loan may be just what your business needs to enhance revenue. Many of our lending
What about your EIDL Loan?
If you have an EIDL loan (Economic Injury Disaster Loans offered by the Small Business
Texas Buyers Needed Bridge Loan
Our clients had their eyes on an upper moderate hotel in South Texas. They had chosen their lender.
Lender Dropout: Prevention and Fixes
Have you heard of lender dropout? Lender Dropout occurs when you have been working with a specific
High Season for Gas Stations: Are you ready?
Summer is around the corner and with it the high season for gas stations. Some statistics that you
Making Your Financial Reports Work for You
Do your financial reports work for you? Tax Day is behind us and either you have filed your taxes
Title Insurance: What do I Need to Know?
Have you heard the one about the friend who couldn’t close his loan, because but there was an
Gas Station Financing Is Still a Solid Business Plan!
If you are looking for gas station financing, we have very good news for you. Gas station financing
Michigan Hotel Loan Closes
Dominating the market with a new Michigan hotel loan. That’s what our clients are now doing.
Minnesota Hotel Loan Closes Quickly
Our clients are very experienced hotel owners and know the Minnesota market very well. They are
Your Gas Station Loan Specialist
As a premier gas station loan specialist, we love to fund gas station loans and convenience store
Entire GRP Capital Team coming to AAHOAcon23
Our entire team is excited to attend the AAHOAcon23, to be held in Los Angeles April 11-14th.
All Weather Focus: Loan Closing No Matter What
Sometimes a loan closing poses unexpected challenges. Our Florida-based clients were used to
Debt Coverage: How DSCR has Eclipsed LTV
Have you been hearing terms like debt coverage and DSCR more than ever before? Did you already know
First Time Owner Buys Florida Hotel
Our client was ready to be a first time owner of a hotel. He had already successfully owned and
Is It Time to Refinance Your SBA 7a Loan?
Do you have a Small Business Administration SBA 7a loan that is at least three years old? Have you
Options for an Upcoming Loan Maturity
Do you have an upcoming loan maturity? If one of your business loans is due to be paid off soon,
The State of Commercial Lending: A Conversation with GRP Capital Management Team
It’s a New Year and time to think about new beginnings, new ventures and new business
California Hardware Store Has New Owners
Our clients saw a hardware store for sale and were ready for a hardware store loan. We were ready
Client-Focused Gets the Loan Closed
What does it mean to be client-focused? At GRP Capital, client-focused means understanding the
How and Why we Find Lending Partners
What we do here at GRP Capital is find appropriate lending partners for our clients. But what does
Gas Station Loans and Gas Station Upgrade Loans
Many of our lending partners are still very keen on gas station loans and particularly gas station
Multifamily Loan Product Finances 100% of your Renovation Costs
We are very excited to offer a multifamily loan product that is perfect for purchases of
Tennessee Hotel Loan Closes: the New Normal
Perhaps your have heard the phrase: “The New Normal”. But what does it mean? In the
Combining Hurricane Repair and Renovation
Hurricane Ian was a big storm, causing major damage. Consequently, many business owners are working
Florida Beach Hotel Loan Closes
Our clients were looking for a Florida beach hotel. When this one came on the market, they were
Texas RV Park Purchase and Upgrade
GRP Capital is pleased to announce a new loan for the purchase and upgrade of an RV park. This
Georgia Hotel Turnaround: Expert Owner Now in Place
Our East Coast clients, experts in hotel turnaround, were ready for a new business venture. They
We Were Rushed; Seller Needed to Close Quickly
Our clients wanted to purchase a Gulf Coast hotel, but they needed to close quickly. The sellers
Business Evaluation: Call Us BEFORE You Bid
Why are we offering you a free business evaluation? Many clients are looking right now for the next
Colorado hotel loan; repeat client buys nearby property
We were happy to close a Colorado hotel loan for a repeat client of ours. This partnership group
Self Storage Loan Closes; Cash Out Too!
Congratulations to our Texas client who recently refinanced his self storage loan. He worked
Refinanced hotel in Louisiana: Timing a Refi
We recently closed a loan for a refinanced hotel. Our Louisiana clients own a profitable, healthy
Texas Hotel Owner Closes High Leverage Loan
Our clients already owned a Texas hotel. They were ready to purchase another Texas hotel in the
From Renting to Owning: Client Now Owns his Office Space
Many of our small business owners want to move from renting to owning. We think, if it is
Gas Station Loans and Convenience Store Loans
We love to fund gas station loans and convenience store loans for our clients. These businesses
EIDL Loans: What to know if you are buying, selling or refinancing
EIDL Loans (Economic Injury Disaster Loans offered by the Small Business Association) have helped
Independent Texas Hotel Loan Closes
Our clients were ready to purchase a small, but profitable independent Texas hotel. It was adjacent
Fast closing to meet a 1031 Exchange Deadline
GRP Capital was happy to help our Florida client purchase a new hotel, using his proceeds from a
New Owner Buys South Carolina Hotel
Our clients have just purchased a South Carolina hotel. This partner group of first-time owners
Florida Liquor Store Buys New Building
GRP Capital is proud to announce a new site for our central Florida liquor store owner. We
First Time Hotel Owner buys Georgia Property
GRP Capital announces a brand new loan for a first time hotel owner. Our Georgia client is a first
Independent Hotel in North Carolina Refinanced
GRP Capital was proud to close the refinance of an independent hotel in North Carolina. GRP Capital
Shifting from Leasing to Ownership
Our Florida client contacted us, ready to shift from leasing to ownership of his hotel. He
FAQ’s for PFS (Frequently Asked Questions about Personal Financial Statements)
Lenders typically request that borrowers fill out personal financial statements (PFS) when applying
Missouri Office Building Loan
Our returning clients were ready to secure an office building loan. This group of partners
Choosing the Right Loan
Are you choosing the right loan right now? If you are ready to secure funding for your business,
Louisiana Hotel Loan Closes
Our client needed a Louisiana hotel loan. He already owned a nearby property and knew the area
Georgia Liquor Store Purchase
Lenders continue to show interest in funding a liquor store purchase. The liquor store industry,
Setting 2022 Goals and Making Resolutions
It’s time to start setting your 2022 goals. Do you typically make New Year’s
Quick Closing Was Key for Central Florida Hotel
A quick closing was crucial to our clients. They had negotiated a purchase sale agreement (PSA)
Transitioning from Owner Financing to Traditional Financing
Many of our clients come to us seeking traditional financing. Some clients have loans that are
Texas hotel loan closes
Our GRP Capital client is the proud owner of an East Texas hotel. Our clients purchased the hotel
Independent Hotel Refinance
Our clients, owners of an independent hotel in western Florida, closed their loan. They previously
First Time Buyer Purchases Hotel
GRP Capital is pleased to announce the loan closing for our client, a first time buyer. GRP
GRP Capital Closes Light Industrial Loan
GRP Capital closed a light industrial loan for our client recently. Our clients were star tenants
Strong Management Results in New Refinance
GRP Capital is pleased to close another hotel refinance loan. Our Southern California clients faced
Client Support Makes the Difference
GRP Capital provides itself on using our entire team, focusing on the needs of our clients to give
Denny’s in California: Business and Real Estate Loan Closes
Business loans that combine business and real estate are attractive to lenders. GRP Capital
Property Maintenance: Maintaining Your Brand
Property maintenance is important for a number of reasons. If you have been deferring maintenance
Finding Loans for Self Storage
Self storage continues to be a good business with strong profits and room for growth. As a result,
Setting goals to achieve results: new loan in California
Setting goals is an important part of of being a successful businessperson. For many of our
Selling to the Next Generation
Sometimes in the business world, especially a family owned business, owners decide it is time for
Partnership Loan: Complex but Closed!
A partnership loan is very common. A partnership loan allows its members to pool their resources
Challenging Loans? No Problem!
We’re not afraid of challenging loans! When the owner of an Alabama hotel contacted Senior
Hotel Refinance in Michigan Closes
GRP Capital is pleased to close another hotel refinance loan. Our clients in metro Detroit had
Bed & Breakfast in North Florida: Another Loan Closed
GRP Capital is pleased to announce the successful closing of a Bed & Breakfast in north
Hotel Refinance in Alabama
Another successful refinance! GRP Capital’s Senior Associate Ryan Dumas and its processing
Low Interest Loan for LA Hotel
GRP Capital is proud to announce another loan closing, taking advantage of historically low
Smooth Path to Closing in Oklahoma
How do you get a smooth path to closing? Take a motivated seller, an organized buyer, an
Speedy Closing for Hotel Purchase In Kentucky
Another speedy closing is in the books. GRP Capital Senior Associate Ryan Dumas was able to close
Fast Closing for Hotel Purchase in Colorado
GRP Capital is pleased to announce that Managing Director Krishan Patel executed a fast closing
Getting Ready to Borrow? Do These Now!
Are you getting ready to borrow money? With continuing low interest rates, now is an ideal time to
GRP Closes Liquor Store Loan in Arizona
GRP Capital is pleased to announce the successful closing of a liquor store in Arizona. Both Ryan