Commercial Loans
Our approach is to thoroughly understand the borrower’s financial situation and propose a plan that can add value to the targeted commercial asset. Through our network of real estate capital providers, we can offer recourse and non-recourse programs through a variety of providers including domestic and foreign banks, insurance companies, investment banks, credit companies, pension funds, hedge funds, and private lenders.
Understand your options
When it comes time to select a lender, negotiate a loan covenant, or pick capable legal representation, relationships, and product education matter considerably. We can utilize one or multiple sources to complete a transaction that provides the most efficient and financially beneficial outcome to the borrower.
Loan Products
Agency
Agency is a broad market for multifamily capital. Government-sponsored agency lenders, Fannie Mae® & Freddie Mac®, offer attractive financing structures exclusively for multifamily projects. Agency lenders can offer investors longer amortization periods, flexibility to recapitalize, and competitive interest rates. Agency lenders can also provide bridge-to-agency products for faster timetables.
Bridge
Bridge loans are an intermediary financing option until a borrower can secure permanent financing. The flexibility of bridge loans allows a borrower to make quick and strategic business decisions. GRP Capital is a correspondent lender for loans secured by First Trust Deed opportunities nationwide.
CMBS
Commercial mortgage-backed securities (CMBS) is a loan product that offers non-recourse financing with competitive fixed-rate options and loan terms. Typically reserved for larger projects, these funding pools can also provide access to Small Balance Sheet loan programs that offer similar terms for small to medium sized projects.
Conventional
Conventional loans are time-honored commercial mortgages provided by banks, credit unions, savings institutions, and other traditional financial institutions. Commonly presented with a banking relationship, conventional loans can offer diverse loan combinations that change based on market conditions and bank regulations.
SBA
Small-business loans guaranteed by the Small Business Administration (“SBA”). The SBA offers a variety of programs including SBA 7(a), SBA 504, and SBA 504 Green, that can be used to fit a variety of financing needs such as acquisitions, refinancing of debt, property improvements and new development.
USDA B&I
USDA Business & Industry Guaranteed (USDA B&I) Loans are products designed to enhance the availability of guaranteed funding in agricultural and rural markets. The program’s primary purpose is to create and maintain employment and improve the financial and economic climate. USDA B&I loans can offer up to a 30-year term.
Why Choose GRP?
Experienced
We have extensive knowledge across multiple disciplines, notably in the hospitality, healthcare and assisted living industries.
Connected
We work to deliver on operational excellence and aim to be the networking firm for individuals and businesses across the United States.
Invested
With investments in projects like yours, we can understand how valuable your opportunity can be and treat every project as if it were our own.
Our Capabilties
Project Screening
A fast and flexible team with the ability to collect lender opinions before going to market.
Debt Strategies
Highly focused on debt requests between $1.5MM-$25MM.
Note Purchases
A knowledgeable senior team with experience in purchasing debt instruments.
Frequently Asked Questions
Do you offer tailored financing structures?
Yes. No two projects are alike; our team will create a custom tailored plan to fit the requirements of your project and match it with the market.
My lender couldn’t honor my original terms. Can you help?
Each lender has a different underwriting and review process. Speak to our team about your situation to see how we can help.
What kind of assets can you finance?
Our team has extensive experience with many types of owner occupied and non-owner occupied real estate assets including hotels & motels, multifamily, RV parks and self storage.
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